Insight
Help Participants Maximize Their Social Security Benefits
For Americans in their 60s, choosing when to claim Social Security can be a life-altering decision. Learn how sponsors, advisors, and consultants can communicate the benefits of delaying.
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Key takeaways
- Retiring from one’s job should not be automatically linked with the decision of when to claim Social Security benefits.
- Plan sponsors, advisors, and consultants should reframe age 62 as the “minimum benefit age” rather than the “early retirement age.”
- Bridge strategies, which integrate other sources of funds in retirement, can help participants make better decisions about when to claim Social Security.